Tax Efficiency Optimizer
Optimize your investment portfolio for tax efficiency. Learn which assets belong in which accounts and minimize your tax burden while maximizing returns.
Your Investments
401(k), Traditional IRA, etc.
Roth IRA, Roth 401(k), etc.
Your Tax Information
Current Asset Allocation
Asset Class
Taxable (%)
Tax-Deferred (%)
Tax-Free (%)
Stocks
Bonds
Reits
Tax Efficiency Analysis
Zero Volatility Tax Efficiency Principles
- Asset location is as important as asset allocation for maximizing after-tax returns
- Consider municipal bonds for taxable accounts to reduce tax drag
- Harvest tax losses in taxable accounts to offset capital gains
- Rebalance primarily within tax-advantaged accounts to avoid triggering capital gains