Budget Calculator
Plan your finances with our interactive budget calculator. Track income, expenses, and savings goals to take control of your financial future.
Income Sources
Source
Amount
Action
Total Monthly Income:$0
Monthly Expenses
Category
Amount
% of Income
Type
Action
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
-
Budget Summary
Total Income
$0
Total Expenses
$0
Net Cash Flow
$0
Essential Expenses
$0
Discretionary Expenses
$0
Savings Rate
0.0%
Budget Breakdown
Housing$1,200
0.0%
Utilities$300
0.0%
Groceries$500
0.0%
Transportation$300
0.0%
Insurance$200
0.0%
Debt Payments$400
0.0%
Savings$500
0.0%
Entertainment$200
0.0%
Dining Out$300
0.0%
Subscriptions$50
0.0%
Miscellaneous$100
0.0%
Budget Analysis
Good job! You have a positive cash flow of $0 per month. Consider allocating more to savings or investments.
Housing Ratio
0.0%Within recommended range
Savings Rate
0.0%Consider increasing to 15-20%
Essential vs. Discretionary
NaN% / NaN%
Budgeting Tips
- Follow the 50/30/20 rule: 50% for needs, 30% for wants, and 20% for savings
- Automate your savings to ensure consistent contributions
- Review and adjust your budget monthly to stay on track
- Prioritize paying off high-interest debt
- Build an emergency fund covering 3-6 months of essential expenses
- Look for ways to reduce fixed expenses like housing and transportation